Homes may be lost in ways ranging from the upheavals of natural disasters, fraud/theft, arson, or war-related destruction, to the more common voluntary sale, loss for one or more occupants on relationship breakdown, expropriation by government or legislated cause, repossession/foreclosure to pay secured debts, eviction by landlords, disposal by time-limited means – lease, or absolute gift. Jurisdiction-dependent means of home loss include adverse possession, unpaid property taxation and corruption such as in circumstances of a failed state. Personal insolvency, development or sustaining of mental illness or severe physical incapacity without affordable domestic care commonly lead to a change of home. The underlying character of a home may be debased by structural defects, natural subsidence, neglect or soil contamination. Refugees are people who have fled their homes due to violence or persecution. They may seek temporary housing in a shelter or they may claim asylum in another country in an attempt to relocate permanently.
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